![]() ![]() Learn more: Read our full Payment Depot review. The company also offers a variety of terminals, credit card readers and POS systems with customer support available 24/7. Payment Depot doesn’t charge any cancellation or hidden fees and also provides access to funds within 24 to 48 hours. This fixed rather than percentage-based pricing can save businesses that process high volumes of credit card transactions a significant amount of money. Higher-volume businesses can negotiate monthly and per-transaction fees. You also pay a low 7 to 15 cents per transaction plus the interchange rate. Payment Depot plans cost $59 to $99 per month, based on annual transaction volumes of $125,000 to $500,000. You’ll only need to pay a flat fee per transaction, plus the interchange rate, regardless of the transaction type. Unlike other credit card processing companies that take a percentage of each transaction, Payment Depot uses a subscription pricing model based on your monthly transaction volume. Small businesses looking for fast and easy setup and predictable credit card processing fees. Monday through Friday, PT, for free accounts, plus a complete online knowledge base with video tutorials. Square provides live phone support 24/7 for paid accounts, from 6 a.m to 6 p.m. Loyalty, marketing, appointment scheduling and advanced inventory features come with upgraded plans or paid add-ons. Square works on mobile devices and also offers register and payment hardware for retailers, restaurants and more to help businesses scale and grow. Keyed-in payments: 3.5% plus 15 cents per transaction.Online payments: 2.9% plus 30 cents per transaction.In-person payments: 2.6% plus 10 cents per transaction.Funds from transactions are available in one to two business days or instantly for a 1.5% fee per transfer. Square also doesn’t charge any startup, refund, cancellation or PCI-compliance fees. Square keeps things simple for business owners with flat credit card processing rates based on the type of sale, regardless of the credit card used. Upgraded Square Plus POS software with advanced retail, appointment or restaurant features is also available starting at $29 per month. The company offers a free mobile credit card reader that plugs into any smartphone or tablet and free point-of-sale (POS) software so you can begin taking mobile, in-store and online credit card payments in minutes. Square made a name for itself in 2009 by offering small businesses an easy-to-use, all-in-one credit card processing system.
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